Connect your accounts. See everything in one place. Let Luca do the thinking.
Intuit killed the most popular free tool. Millions of people are still looking for a replacement.
Locked to Apple devices and expensive.
Envelope budgeting demands hours every week. Powerful for the few, exhausting for everyone else.
Free tier is a funnel. Cluttered with offers and shallow on actual insight.
Income, spending, savings rate, and net worth — updated live from every account you connect.
Auto-categorized with smart merchant recognition. Catch the sneaky subscription creep before it catches you.
Every brokerage and exchange, consolidated. Not a trading terminal — just a clear picture of what you own.
Plain English in. Real answers out. Luca lives inside your dashboard and knows every transaction you've ever made — so you don't have to.
Ledger never sees your banking credentials. We connect through Plaid — the same rails behind Venmo, Robinhood, and Coinbase.
Read-only access through the industry standard. Your credentials never touch our servers.
AES-256 at rest, TLS 1.3 in transit. Same standards used by major U.S. banks.
Ledger can see your transactions. It cannot move money, open accounts, or make changes.
One click removes every account, transaction, and insight. No exit interview, no dark patterns.